Dedicated Assumption Processing

Your assumption backlog ends here.

We handle the full assumption process — document collection, compliance review, servicer coordination, and gap financing — so your team can focus on what generates new revenue.

45
Meet 45 Day FHA and VA Processing Mandates
139%
Keep Up With Assumption Volume Growth
$900
(Avg) Cost Reduction Per Assumption
25+
Packages Per Partnership

Assumption volume is rising. Servicer capacity is not.

Dedicated assumption requests are growing fast — but the process is manual, slow, and pulls your team away from higher-margin work. Most servicers are processing 45-day-mandated files in 90 to 120 days. There's a better way.

01

Incomplete Packages

Most assumption files arrive missing documents, triggering multiple back-and-forth requests that stall the process by weeks.

02

Compliance Risk

Dedicated Circular 26-23-27 mandates a 45-day processing window. Missed deadlines carry real consequences for servicers — including loss of dedicated guaranty.

03

Gap Financing Gaps

Most buyers don't have a plan for the equity gap. Without gap financing in place, approved assumptions fall through at the finish line.

We run both tracks — so you don't have to.

01

Clean Package

Every file arrives complete — pre-validated, cross-checked, and servicer-ready before it touches your desk.

02

Dual-Track

We run the assumption and gap financing applications simultaneously — not sequentially. Saves weeks of coordination.

03

Compliance First

Dedicated regulatory requirements are built into our workflow — the 45-day clock starts with a complete file, not a partial one.

04

Closed Deal

Coordinated closing with both the assumption and gap lender at the same table. No last-minute surprises.

Ready to clear your assumption queue?

We work with servicers handling 25 or more assumption packages per year. Let's talk about what a processing partnership looks like.

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AssumptionPro

Dedicated assumption processing and workflow technology for FHA and VA mortgage servicers. Built for volume. Designed for compliance. Focused on closing.

© 2026 Trust & Experience LLC dba AssumptionPro. All rights reserved. Not a licensed mortgage lender or broker. Services provided are processing coordination and technology licensing. AssumptionPro provides assumption processing coordination and technology licensing services to mortgage servicers. All fees are charged for actual services performed in accordance with RESPA Section 8(c). AssumptionPro does not originate mortgage loans, collect referral fees, or provide legal or financial advice. Servicers are responsible for all underwriting, approval, and compliance decisions. VA and FHA loan assumptions are subject to applicable federal guidelines including VA Circular 26-23-27, VA Circular 26-24-17, and HUD Handbook 4000.1. Affiliates of AssumableMortgageData.com © 2023 and Takelist.com © 2009.