For Servicers & Lenders

Built for servicers who are serious about assumptions. We partner with a select number of mortgage servicers each year. Our processing capacity is reserved for lenders ready to commit to volume — and to speed.

Inquire About Partnership

Partnership requirements

We keep our lender roster intentionally small so we can deliver consistent results. Servicers who partner with us are committed to closing assumptions — not just accepting applications.

25

25 or more assumption packages per year

Our processing model is built for volume. We are not a one-off service.

FHA and/or VA loan portfolio

We specialize in government-backed assumable loans. Servicers must hold an active FHA or VA servicing portfolio.

45

Commitment to 45-day processing

Our workflow is built to meet VA Circular 26-23-27 timelines. Partners must be willing to prioritize files we submit.

1

Dedicated internal point of contact

A named assumption processor or manager at your organization for direct communication on each file.

The business case for partnership

Assumptions are no longer a niche request. They are a growing product category with regulatory mandates behind them. Servicers who build a repeatable process now will hold a meaningful advantage as volume continues to climb.

139%
Keep up with assumption growth, 2022–2023
$1,800
FHA allowable processing fee (2024 update)
$900+
(Avg) cost reduction per assumption
45 days
Meet 45 day FHA and VA processing mandates

What a processing partner delivers.

Complete Files, Every Time

Every package we submit has been pre-screened, cross-validated, and checked against your servicer's specific requirements before it touches your team.

45-Day Compliance, Built In

Our workflow is built around the VA processing mandate. We track every clock and escalate before deadlines are missed — protecting you from compliance exposure.

Gap Financing Already Arranged

We coordinate the second lien simultaneously with the assumption. Deals don't fall through at closing because the equity gap wasn't solved weeks earlier.

Predictable Volume

Partners commit to a minimum number of files per year. Your team can staff and plan for assumption processing without unpredictable surges.

RESPA-Compliant Structure

Our agreements are structured around payment for actual services performed. No referral fees, no kickbacks, no compliance gray areas.

Technology Option Available

Servicers who want to keep processing in-house can license our platform instead — bringing the same workflow structure to your existing team.

Processing capacity is limited.

We work with a select group of servicers each year. If you're processing 25 or more assumptions annually and want a dedicated processing partner, reach out now.

Request a Partnership Call
AssumptionPro

Dedicated assumption processing and workflow technology for FHA and VA mortgage servicers. Built for volume. Designed for compliance. Focused on closing.

© 2026 Trust & Experience LLC dba AssumptionPro. All rights reserved. Not a licensed mortgage lender or broker. Services provided are processing coordination and technology licensing. AssumptionPro provides assumption processing coordination and technology licensing services to mortgage servicers. All fees are charged for actual services performed in accordance with RESPA Section 8(c). AssumptionPro does not originate mortgage loans, collect referral fees, or provide legal or financial advice. Servicers are responsible for all underwriting, approval, and compliance decisions. VA and FHA loan assumptions are subject to applicable federal guidelines including VA Circular 26-23-27, VA Circular 26-24-17, and HUD Handbook 4000.1. Affiliates of AssumableMortgageData.com © 2023 and Takelist.com © 2009.