Terms of Service

Effective Date: January 1, 2026

These Terms of Service govern access to and use of the AssumptionPro website (assumptionpro.com) operated by Trust & Experience LLC dba AssumptionPro. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, do not use this website.

1

Intended Users

This website is intended solely for use by mortgage servicers, lenders, loan servicing managers, and their authorized business representatives. It is not intended for use by individual consumers, borrowers, or the general public. Use of this website for any purpose other than evaluating or engaging AssumptionPro's B2B services is prohibited.

2

No Legal or Financial Advice

Nothing on this website constitutes legal, financial, regulatory, or compliance advice. Information provided is for general informational purposes only. AssumptionPro is not a law firm and does not provide legal services. Servicers should consult qualified legal counsel regarding RESPA compliance, VA and FHA regulatory requirements, and any other legal matters.

3

No Mortgage Services

AssumptionPro is not a mortgage lender, mortgage broker, loan originator, or settlement agent. AssumptionPro does not originate mortgage loans, take loan applications, make credit decisions, or provide any services that require mortgage licensing. All assumption processing services are provided to mortgage servicers as a third-party vendor, not to individual borrowers.

4

Inquiry Form Submissions

Submission of an inquiry through this website does not create a contract, partnership, or business relationship. Responses to inquiries are at AssumptionPro's sole discretion. AssumptionPro reserves the right to decline to respond to any inquiry, including inquiries from solicitors, competitors, or parties whose business purpose is inconsistent with AssumptionPro's services.

5

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Trust & Experience LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written permission.

6

Disclaimer of Warranties

This website and its content are provided on an as-is and as-available basis without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. AssumptionPro does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

7

Limitation of Liability

To the fullest extent permitted by applicable law, AssumptionPro and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or reliance on any information contained herein, even if advised of the possibility of such damages.

8

Governing Law

These Terms are governed by the laws of the United States and the state in which Trust & Experience LLC is organized, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the appropriate courts of competent jurisdiction.

9

Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Continued use of this website after any update constitutes acceptance of the revised Terms.

AssumptionPro

Dedicated assumption processing and workflow technology for FHA and VA mortgage servicers. Built for volume. Designed for compliance. Focused on closing.

© 2026 Trust & Experience LLC dba AssumptionPro. All rights reserved. Not a licensed mortgage lender or broker. Services provided are processing coordination and technology licensing. AssumptionPro provides assumption processing coordination and technology licensing services to mortgage servicers. All fees are charged for actual services performed in accordance with RESPA Section 8(c). AssumptionPro does not originate mortgage loans, collect referral fees, or provide legal or financial advice. Servicers are responsible for all underwriting, approval, and compliance decisions. VA and FHA loan assumptions are subject to applicable federal guidelines including VA Circular 26-23-27, VA Circular 26-24-17, and HUD Handbook 4000.1. Affiliates of AssumableMortgageData.com © 2023 and Takelist.com © 2009.